Warns NCAA Settlement Is a ‘Nightmare’ Set to Crush Smaller College Football Programs

Settlement Hands Power Five More Cash
The NCAA House agreement, kicking in July 1, establishes a $20.5 million cap for elite football programs. While it unlocks fresh NIL revenue for athletes, Finebaum argues it cements the wealth gap, fueling already dominant schools and leaving others to fend for themselves.

Transfer Portal Still the Greatest Threat
Finebaum insists the real crisis isn’t NIL but the transfer portal. Coaches will remain locked in a relentless cycle of re-recruiting departing players, a chaos this settlement fails to address.

Commissioners Cast as Modern-Day Crime Bosses
In vivid analogy, Finebaum likened the four Power Five commissioners to Mafia dons convening in Little Italy—power brokers who steer the sport’s fate behind closed doors, with little regard for smaller programs.

Declaring the ‘Death’ of the NCAA
“The NCAA is dead,” Finebaum declared, recalling Mark Emmert’s past vow that athletes would never be paid. He believes the organization will be reduced to merely organizing tournaments, as real authority shifts to commissioner-led bodies.

Existential Crisis for Smaller Programs
With big-budget teams poised to capture the bulk of new funds, Finebaum warns that some schools may drop football altogether, unable to shoulder rising expenses or compete for talent.

Future of College Football in Question
Finebaum concludes that the settlement threatens to turn college football into an exclusive club for a few powerhouses—risking fan disinterest and eroding the sport’s competitive spirit.

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